| Real Estate Broker and Agent -- Definitions and Licensing |
| Real estate agents are sales persons who usually work for a broker in exchange for a portion of the commission earned by the agent on a sale or purchase of real estate. Brokers usually work out of an independent business and arrange for sales of real estate.More... |
| Flipping Scams |
| In recent years, so-called "flipping scams" have received widespread attention in the media. How does it work?More... |
| The Home Mortgage Disclosure Act |
| In 1975, Congress enacted the Home Mortgage Disclosure Act (HMDA). The statute can be found at 12 U.S.C.S. §2801.More... |
| Wrap-Around Mortgages |
| A wrap-around mortgage refers to a type of loan transaction. With a wrap-around mortgage, a lender (often the seller of property) assumes or continues responsibility for an existing mortgage and makes a new mortgage for an additional sum which essentially "wraps" around the old mortgage, because the lender will make the payments on the old mortgage. More... |
| The Historic Homeowner -- Historic Designations |
| It is important to us to remember our history by preserving the past. Historic designations on the federal, state, and local levels serve as an important mechanism for identifying our historic resources.More... |
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The Law Office of Kevin L. Cochran The Law Office of Kevin L. Cochran was created to offer excellent legal representation with an emphasis on client satisfaction. |
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